Construction Insurance Application
For projects that must be placed under the OCIP, please complete the Construction Application Form and forward it to SPP (protection.program@bcspp.org).
Due to ongoing challenges in the insurance market, please ensure the following minimum lead times are met to allow SPP time to place coverage:
FOUR (4) WEEKS before construction starts:
- Projects with estimated construction values below $50 million:
- Wrap Up Liability (WUL) required only (i.e., ministry has agreed to self-insure the Course of Construction (COC)).
SIX (6) WEEKS before construction starts:
- Projects with estimated construction values below $25 million:
- WUL and commercially placed COC required; and,
- Projects having wood frame or mass timber construction components.
- Projects with estimated construction value below $50 million:
- WUL required only (i.e., ministry has agreed to self-insure the COC); and,
- Liability limits greater than $10 million required.
- Projects with estimated construction values below $50 million:
- WUL and commercially placed COC required; and are:
- projects above 15 stories;
- projects involving more than $500,000 for blasting or demolition work;
- projects involving caisson work, tunnelling, airport work (including helicopter pads), or marine work.
- WUL and commercially placed COC required; and are:
- Projects with estimated construction value between $50 million and $150 million:
- WUL and commercially placed COC or ministry self-insured COC.
THREE to FOUR MONTHS (3 – 4 months) before construction starts:
- Projects with estimated construction value more than $25 million:
- WUL and commercially placed COC required; and,
- Projects to have wood frame or mass timber components.
- Projects with estimated construction value more than $150 million:
- WUL and commercially placed COC required.
If you have any questions about placing coverage under the OCIP or wish to submit a completed Construction Insurance Application, please email protection.program@bcspp.org or call (250) 356-1794.